Let’s start with the “who.”

We are a team of technologists and businesspeople passionate about blockchain, the future of the web (aka Web3), and finance (aka DeFi). We are building Diversifi to enable the creation of chain-agnostic (off-chain accessible) financial applications. We believe that applications should focus on value and user experience, and not on limitations posed by the chosen underlying network.

Our journey began with addressing financial risks associated with crypto investments. Very soon we realized that we needed to choose a native blockchain - and with that, we faced what we call the DeFi trilemma: choose the primitives and liquidity (i.e., Ethereum), or the low fees (e.g., Polygon), or hype and time-to-market advantages (e.g., Solana or BSC)?

We decided to build the apps the way they should be built: chain-agnostic, with access to off-chain services (web, CeFi, TradFi). The apps use components that provide cross-chain functionality - hence creating an ever-increasing selection of cross-chain composability.

The short answer: all of the above.

A platform “provides the architecture to allow software engineers to build initial capabilities and add to them over time as business needs and technology change.” (Gartner, September 2021). Our SDK and APIs enable the addition of composable technological constructs that use existing components to add new capabilities.

A protocol manages the operations performed on the provided platform components as well as the gateways that interpret and route the requests into and out of the platform components.

The apps are built and executed using the platform components and the protocol-defined operations. Some can be used as standalone dApps, while others are components that need to be part of an applicative container.

We love the quick evolution of cross-chain solutions. In a composable eco-system, this increases the value of our platform. We will use whatever tools, protocols and solutions that are available. Bridges would be great to enable access to tokens on a foreign chain. But that flexibility comes with a price, and there are other primitives that bridges don’t handle (e.g., derivatives, loans vaults).

Cross-chain swaps are great for the particular use case of swapping, but that is far from satisfying the needs of financial apps. And the emerging protocols handle the communication and transport layers, whereas the application layer is not yet addressed.

We believe that the ability to focus on functionality and value instead of core technical questions opens the door to a lot of innovation. Another innovation-provoking aspect is the app-level, cross-chain composability. Functional blocks can be used to build additional blocks - regardless of their source chain, financial primitives and liquidity.

Yes, we could. And we will. We've already started and will continue to develop real-life, useful apps - both as reference applications and as apps that fulfill real business needs.

The token functions as an incentivization process. For the Diversifi platform, incentivization plays a central role is ensuring that the ecosystem adds more contributors and keeps evolving: Builders build components and apps that are monetized by being used (by users or other builders). The same applies to liquidity providers, stakers, validators and other stakeholders.

The container is a cross-chain component that applies pre-defined functionality on a contained token. For instance, you can create a version of a native token that automatically generates yield (sources from multiple chains) while holding the token.

That depends on the creator of the contained token.